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The final chapter of the crappy evansville landlord drama.

Life in Evansville personal stories pregnancyMarch 10, 2009Leave a Comment

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Today is a good day! For those of you following the rental saga, here is the latest (and hopefully the final) update.

After months of certified letters, emails, phone calls and face to face meetings that accomplish nothing we’ve finally decided to ask the landlords to release us from the lease come May 1st.

We decided that asking to be released from the lease was the better way to go. If we needed to get a lawyer and present all our documentation supporting their breach of the lease we could. It is just that starting the legal battle takes much time and lots of money we didn’t really want to have to fork out if not necessary.

So, N made the phone call to the landlords this morning. He is the professional one who can present things in a non emotional way. I just tend to be blunt and rude about things like this and say stuff like F-you, you are an idiot. LOL…

Anyway, N got a call back about 10 min. before we had to leave for my chiropractor appointment be we figured that would happen and were ready.

During the call he outlined our frustrations with the rental situation. Talked about how paying them rent has been an ongoing challenge as a result of them changing banks and addresses monthly.

He brought up our health concerns over the mold and the fact that we asked them to take action back in November to help remedy the mold issue but they ignored our requests.

He talked about how we’ve sent multiple certified letters that they’ve refused to pick up and he basically said that we would like to be let out of our lease, penalty free so we find a more stable home before baby Tater comes.

Her response was “Okay, we just need to get the owed rent from February and March first”… She didn’t even care about us wanting to be let out of the lease!

We recorded the phone conversation for our records and we’ll be typing up a letter stating that we’re being let out of our lease by the landlords that she will sign.

We’ve also placed a stop payment on the previously issued checks from February and March per her request and have turned those in to one big cashiers check to give her when she signs the “early release from lease letter”. Thank goodness we are out of here!

Basically we get the keys to our new place on April 1st and will have a month to get out of our current place and to tidy it up before the move out inspection here on May 1st.

We are super stoked and feel like a huge burden has been lifted from our shoulders. We are still trying to be sure we keep good documentation of all of it just to cover our butts but essentially it should be all done and over with now.

We found our new place, got released from our current one and are pretty much on track for getting all this madness taken care of before Tater comes. Yay!

For those of you in similar situations with unresponsive landlords you may find the following posts and references helpful. Read all about our moldy, indiana rental and what we did about it in these posts (arranged from newest to oldest):

You may also find the following external links helpful:

Time flies… When it Rains, it pours… We have some more news too!

A pet bunny Animals & Pets Life in Evansville personal stories pregnancyMarch 8, 2009Leave a Comment

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Is it strange that vacuuming was enjoyable for me this last week? I got a wild hair and was having a good ole time with our vintage Filter Queen vacuum. It might have been the warmer weather that got me all motivated or perhaps it’s the prospects of getting out of this place and in to the home we just looked at. Either way, I was cleaning and even packing stuff up. Woho for motivation!

The last few weeks have been filled with all sorts of crapola and it’s made us grumpy at times but we are glad to have gotten so much accomplished. Here is a recap complete with links in case you missed something or a bored and want to read our drama.

We got our taxes filed and our returns are on the way, we got our February rent check mystery solved with the bank, we got our march rent paid and sent off in this certified letter that still hasn’t been picked up!

We looked at so many home options, decided on and bought Tater’s nursery bedding, we rescued a bird from the wall of this house, delt with and remedied the broken garbage disposal, we finished Boners homemade cage but he managed to mate with Maybelle anyway and we are expecting baby bunnies in a few weeks now!

In the next two weeks I’ve got 2 prenatal appointments (one at The Farm with Pamela and one with the local OBGYN), I have a chiropractor appointment and my 27th birthday is March 20th.

Then we have the end of March and all of April to pack and move, again. In May I’ll be nesting and unpacking and then I am off to The Farm to have Tater in June! Time is just flying these days, unbelievable…

Oh wait, I skipped over the big news… We found our home!

Saturday we entered a verbal agreement and hashed out all the terms, now we are going back and fourth drafting up a contract. On April 1st we are making a down payment, moving in to the house and will have 12 months to take over ownership of it.

We are super happy and also pretty excited about it all. The place is just what we need right now! It doesn’t need major work to be ready for Tater’s arrival, it is in our price range and it is a pretty good investment for us. Here are some more photos of it from the weekend:

I think we will be very happy there and it is something we can call our own. After 5 years we’ve finally managed to find the right house at the right price and terms. I’ve always wanted to be in our own home before we brought home a baby too. It’s funny how it all works out in the strangest of ways!

Like I’ve said before the last six months have been quite the roller coaster ride for us! We went from making no life progress over several years to making tons of progress all at once within like 6 months. When it rains, it pours!

Oh and I am entering to win a Bumgenius over at http://hotbellymama.blogspot.com/, you can too. Here is how:

Win a free Bumgenius 3.0 Diaper! This is a valuable All-In-One cloth diaper that you can use for yourself or give as a gift to someone expecting a baby! Go check out Hot Belly Mama’s Blog for details on how to win this wonderful All In One Cloth Diaper. Hot Belly Mama will announce the winner on March 30th, after her 30th birthday!

We are holding our breath because we may have found OUR house…

A pet bunny Animals & Pets Featured Life in Evansville pregnancyMarch 5, 2009Leave a Comment

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Hopefully I am not jinxing us here but I just wanted to spread the upbeat news. With all the crappy happenings a bit of good is always nice, even if it is a bit premature…

So, we did look at a home we liked today! I mentioned it yesterday briefly (I was trying not to get my hopes up). Well today we saw it and loved it. It is actually a home similar to ones we have already toured. The catch is this one is $200 less that those other homes like it AND the owner is offering a lease purchase option.

It is smaller than we would like but it is newer, clean and could possibly be OURS! Here is a photo of the front of it.

The layout has the master bedroom upstairs, loft style overlooking the kitchen.

See that round window at the peak of the roof? It shines light in to the master bedroom.

There is a master bathroom upstairs also, then there are two rooms downstairs in addition to another full bathroom, the living room and the kitchen.

The other great feature we love is the sun room. We’ll use it as an office. Yay we could have an office and a nursery for Tater!

All in all we like it, it’s not the 4 acre farm house we have always dreamed of owning but it is a good first time home that is livable immediately and gives us the possibility to gain some equity for that future purchase of acreage and a farm house.

We are going to get in to hashing out the nitty gritty details with them soon. For those of you just tuning in we couldn’t get financed thanks to some credit report errors and a student loan that is almost back in positive status (1 month to go baby!)… So we’ve been looking at lease/ purchase options in case something fitting comes along. Renting and throwing your money away is just sucky…

Anyway, the gist of it all is that we will have to make a big down payment on the place upon moving in, then we’ll be allowed to lease the home from the owners for a set period of time. During the set period of time we are working like crazy to get our credit in order and to keep it all looking good for the mortgage company, then we will apply for a mortgage to buy the home at the end of the lease term.

The cool thing about a lease purchase option is (a percentage of) the money you pay while renting, plus any down payments made come off the total purchase price of the home once you do get your mortgage and buy the place.

It is nice because then you are leasing a home but not totally throwing your money away since some (or all of the money paid, depending on the contract terms) will come off the total purchase price of the home.

Say we agree to lease/ purchase a home for $112,000 and the owner agrees to apply 100% of our $5,000 down payment towards the purchase of the home, that brings the home’s purchase price to $107,000.

Then if we are given a 12 month lease option and $775 of each month’s rent goes towards the purchase price of the home we’ll be paying another $9,300 towards the total purchase price during the 12 months of leasing.

This knocks the price down even more to a whopping $97,700 when it is time to get that mortgage. Pretty sweet huh?

So, yeah we are pretty happy that the owners like us and are willing to consider the options with us. It is looking like the possibilities are good with this one but it is not set in stone yet.

Oh, we still have no idea about the status of our current lease but are basically just planning to leave anyway. I am almost certain our crappy landlords have voided the lease with their failure to address issues we’ve notified them of. If we need a lawyer to prove it then we will get one!

So yeah, that is the news. Yay for positive prospects (it’s about time)! Oh and my choir buddy, Scott MacIntyre made it through to the top 12 on American Idol. I am so happy for him, he deserves it! Way to go Scott!!

And…. it seems we should be getting ready for those “easter bunnies” afterall. Our rabbit, Maybelle is building her nest and is acting funny. I’ve got the camera ready to capture those little baby bunnies, now who wants one? Seriously I can’t keep them!