I need health insurance, damn the man!!
For those of you who don’t know about N and I we just got engaged but have been together for about 6 years. We’ve been living together for 5 of those years, our finances and our lives are intertwined. We have joint checking accounts, shared credit card accounts, we are beneficiaries on life insurance policies, we share a lease and the list just goes on.
While living in Arizona we enjoyed being domestic partners, his insurance covered me and our domestic partnership declaration provided some legal rights for the other person if anything terrible were to happen. Having shared benefits and a declaration of partnership provided us with peace of mind and the time to save up and prepare for the engagement and wedding we want.
Well now we have picked up and moved to Evansville, IN, we researched the rules of our new state. Domestic partnerships did exist. N arrived at the new job and was filling out his human resources paperwork when he learned domestic partnerships are not an option through his new employer. The university of Indiana does recognize same sex partnerships but generally everyone else doesn’t. Basically if you are not married on paper you are not eligible for company insurance.
Additionally Indiana does not recognize common law marriages (neither did Arizona) so there appears to be no way for us to have shared health insurance unless we run out and get a marriage license and then have a ceremony performed here before we have our actual wedding with family and friends. We are planning to be married eventually but saving for and planning a wedding takes time!
I am just so mad about this country right now. So much is so a$$ backwards here! The health care issue makes me mad. Only legally married people can enjoy shared health insurance, do you know how many people that leaves out? If committed people want to partake in shared employer sponsored health care and they are the ones paying for it why not let them?
Making marriage the only way to shared health insurance and legal rights only entices people to rush out and marry for the wrong reasons, that just leads to divorce… It all just makes no sense to me!
Also, how can you limit domestic partnerships to “same sex unions”? I think we all deserve the same rights and benefits regardless of sexual orientation.
I am just so bothered by all this right now and my mood stinks. Perhaps it is the period huh? Where is my huge bag of M&M’s? I need chocolate and sweat pants and laziness.